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Personal-Financial Planning

We focus on assisting you in managing the risks associated with taxes, inflation, market fluctuations, and varying economic conditions, consistent with your financial goals and tolerance for risk. Asset allocation and product recommendation can only come once we understand your objectives, risk tolerance, and priorities. We work within the concepts of:

  • Portfolio Management

  • Planning & Portfolio Diversification

  • Systematic Investing & Dollar Cost Averaging

  • A Long-Term Perspective

  • Implementation of Risk Management Strategies

  • Systematic Portfolio Review

*Financial planning offered through LPL Financial, a Registered Investment Advisor.

We offer access to a wide array of products and services including:

  • Individual Managed Accounts

  • Mutual Funds

  • 529 College Savings Plans

  • Qualified & Non-Qualified Retirement Plans

  • Strategic Financial Plan Design & Implementation

  • Variable Annuities

Personal - Retirement Plans

The choices for retirement plans are vast. Plan design can be tailored to meet the needs of a specific company, key employee, or highly compensated executive. We work with people and businesses to implement the right kind of retirement and compensation package for their unique circumstances and needs.  While the traditional 401(k) is the cornerstone of many retirement plans, there are other plans and strategies which can be used to manage retirement contributions. They include:

  • IRAs – Roth, Traditional, Simple, SEP, Education

  • Direct Rollover of Employer 401k, 403b, 457

  • Beneficiary Designations

  • Financial Independence Timeline

  • Required Minimum Distribution Calculations

Personal - Insurance

Insurance products are often a natural complement for your financial strategy. Both within an estate planning context and as part of the overall strategy to enhance your financial security, the following can provide the insurance protection you need:

  • Term, whole life or variable life insurance

  • Disability Income Insurance

  • Long Term Care Insurance

  • Family Needs in Time of Death

  • Contribution to a Charity

Selection of Other Advisors

The Virtus Group maintains relationships with outside estate planning professionals, CPA’s, and insurance consultants who practice with the same service standard of excellence as The Virtus Group.
 

Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AZ, CA, CO, CT, FL, GA, IL, IN, KY, MA, MD, ME, MI, MN, MS, OH, NC, NE, NH, NJ, NY, PA, RI, SC, TX, UT, VA, WI.

Contact

Tel: (401) 223-0500
Fax: (401) 223-0509
LPL: 1-800-877-7210

10 Memorial Blvd., Suite 903
Providence, RI 02903

keith@virtusgrp.com

mark@virtusgrp.com

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